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Furniture & Fit-out Finance

Financing your office move or refurbishment is a big investment for your business, which is why we want to help you do it as cost effectively as possible. 

By financing your furniture or fit-out project rather than raiding your piggy bank, you could ease cash-flow with 100% tax allowable payments.

The three most common ways to businesses to finance their projects are cash, bank facilities or lease finance. As you would lease a van or IT for your company the same principle applies to office furniture and fitout. Due to the nature of the asset, this might seem strange but the same benefits apply to this trusted method of finance.

About leasing finance

Leasing is a smart method of finance that allows you to ‘rent’ your project and offset the payments against taxable profit.  You can pay over 3, 4 or 5 years to suit your budget and the lease on your building.

Anyone who runs a business can lease, from start-ups or small SME’s to limited companies and PLC’s. Leasing is a very popular method of financing business equipment.  It is estimated that 98 out of the UK’s top 100 companies lease capital goods.

The benefits of leasing

  • Payments are 100% tax allowable

If you lease your furniture and refurbishment project, payments are 100% tax allowable which means they can be set against company profit. It is the only way a project can be fully offset and makes leasing the most tax efficient method of financing your office project.  It can even work out cheaper than paying cash!

  • Fixed payments for accurate budgeting and forecasting

Unlike other methods of finance such as floating rate bank loans and overdrafts, payments are fixed for the duration of the lease period allowing you to budget effectively and with certainty. It also provides you with a hedge against inflation.

  • Get the right solution now

By spreading the cost over 3, 4 or 5 years you can acquire the solution that fully meets your needs now, rather than being restricted by your current capital budget.

  • Ease cash-flow

In most cases our finance partner can arrange a lease facility with no deposit, having little impact on your cash flow.

  • Preserve borrowing power

Leasing means you preserve your existing bank credit lines, without compromising future working capital, leaving them available for future business development or investment purposes.


We work directly with the UK market leader for furniture and fit out finance. Their team has over 25 years’ experience working within the furniture and interiors market.  They will work directly with you to achieve the most cost effective and tax efficient way of financing a brand new office environment. Get in touch on 0330 332 0880 to find out more.

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Furniture & fit-out finance

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